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Program

Nonindustrial Disability Insurance (NDI) is a benefit that provides income for an eligible employee who is disabled and unable to work due to non-work related injury or illness. This program is administered by the Employment Development Department (EDD) and provides up to 26 weeks (182 calendar days) of benefits, please refer to your Collective Bargaining Agreement for the current benefit rate.

Eligibility

• Active member of PERS/STRS in compensated employment; AND
• A permanent or probationary full-time CSU employee in compensated employment; OR A permanent part-time CSU employee with at least the equivalent of 6 monthly compensated pay periods of service; OR An employee appointed half-time or more for one year of service or one academic year or more; AND
• Has a disability that has been verified and accepted by the Employment Development Department in Sacramento.

Waiting Period

The disabled employee must serve a seven (7) calendar day waiting period, commencing on the first full day of disability. If confined to a hospital or EDD approved nursing home for one full day, the waiting period may be waived. The waiting period may be with or without pay depending upon whether the employee has accrued sick leave, vacation, CTO, etc.

Use of Leave Credits

All accrued sick leave must be used before ANY NDI benefits can be paid. Use of accrued vacation, Personal Holiday or CTO is optional. If the employee elects to use any of these credits, all of the selected credits must be used. For example, if the employee elects to use accrued vacation, all of the accrued vacation must be used before NDI benefits will be paid.

NDI Payments

NDI payments will be issued monthly. NDI benefits are considered a salary or wage and will be reported as earnings for tax purposes. Payments are adjusted as follows:

• PERS/STRS contributions will not be deducted since the employee does not earn service credits while on Nonindustrial Disability Leave.