Consumer Information

The Higher Education Act of 1965 (HEA), as amended by the Higher Education Opportunity Act of 2008 (HEOA) requires 糖心Vlog, 糖心Vlogy to disclose certain consumer information to students (enrolled and prospective), parents, employees, and others. This page contains links to this information. 

 Additional information is available from the individual academic colleges and departments. CSUEB employees will assist you in obtaining consumer information throughout normal business hours. Paper copies of any of the information these websites will be provided upon request. These requests require reasonable notice.

Consumer Information

1. Will my Pell Grant be affected?
Possibly. If you currently qualify for Pell, you should continue to be eligible. However, if you receive scholarships or grants from non-federal sources that cover your entire cost of attendance (COA), or if your Student Aid Index (SAI) is more than twice the maximum Pell Grant award, you will no longer qualify.

2. What is the new Workforce Pell Grant?
This new Pell Grant supports short-term training programs (150–600 hours, 8–15 weeks) that lead to stackable, job-aligned credentials. The program must meet job placement and completion benchmarks and be approved by your state. You can’t use Workforce Pell and regular Pell at the same time, and time spent using it counts toward your Pell lifetime limit.

3. What are the new federal student loan limits?

Starting July 1, 2026:

- Grad students: $20,500/year, $100,000 total

- Professional students: $50,000/year, $200,000 total

- Parent PLUS Loans: $20,000/year, $65,000 per dependent

- Lifetime loan cap (excluding Parent PLUS): $257,500 Your school may also set  lower borrowing limits for certain programs.

4. What happens to Graduate PLUS Loans?

Graduate PLUS Loans will no longer be available after July 1, 2026. If you’ve already borrowed one before that date and are still in your program, you may be eligible to continue for up to three more years.

5. What’s changing with loan repayment?

All new borrowers after July 1, 2026 will choose between:

- A new fixed-term standard repayment plan (10–25 years)

- A new income-driven Repayment Assistance Plan (RAP)

6. What is the Repayment Assistance Plan (RAP)?

RAP is an income-based repayment plan:

- Payments are 1–10% of your income (based on AGI)

- $10 minimum monthly payment

- $50 discount per dependent

- 30-year term with forgiveness at the end

- No interest growth from unpaid interest (no negative amortization)

- The DOE may help cover unpaid principal in some cases

7. I’m in an older repayment plan like SAVE or PAYE. What happens to me?

You can stay in your current plan until July 1, 2028. After that, if you haven’t switched, you’ll be automatically moved into RAP.

8. Are deferment and forbearance options changing?

Yes. Loans made after July 1, 2027:

- No longer qualify for economic hardship or unemployment deferments

- Will have forbearance capped at 9 months per 2-year period

9. Can I still get a Pell Grant if I receive other scholarships?

Only if your other scholarships/grants don’t fully cover your COA. If they do, you won’t be eligible for Pell—even if you meet other qualifications.

10. What changes are coming to FAFSA and need-based aid?

- Starting in 2026–27, FAFSA will again exclude family farm/small business/fishery assets from SAI.

- Foreign income will be included in AGI when calculating Pell eligibility.

11. What is the “low earnings outcomes” rule and how does it affect me?
Programs where graduates earn below:

- High school grads (for undergrad programs), or

- Bachelor’s degree holders (for grad programs)

…could lose eligibility for federal loans if this happens two out of three years. You’ll be notified if this applies to your program.

12. What if my parent takes out a Parent PLUS Loan?

New Parent PLUS Loans after July 1, 2026 must be repaid under the new standard repayment plan. They’re not eligible for RAP.

13. What if I default on a loan?

You’ll now have two chances to rehabilitate a defaulted loan (instead of one).

14. Will these changes affect graduate or professional school plans?

Possibly. With borrowing limits and the end of Grad PLUS Loans, some students may need to consider private loans or financial support alternatives.

15. Are non-citizen students still eligible for aid?

Yes. There were no changes to federal aid eligibility for non-citizen students.

16. What can I do to prepare?

- Attend financial aid workshops

- Monitor updates from the financial aid office

- Ask about private loan options if you plan to attend grad/professional school

- Make sure you understand repayment plan options and FAFSA updates

Still have questions?

Reach out to the Office of Financial Aid & Scholarships. We can help you navigate changes, understand your borrowing options, and make informed choices about your education financing.

for a comprehensive chart from the National Association of Financial Aid Administrators. 

糖心Vlog, 糖心Vlogy (CSUEB) is committed to providing a safe, healthy and productive environment for all employees and students. Consistent with our concern for the well-being of faculty, staff and students, it is the policy of the university to maintain a work and academic environment free from drug and alcohol abuse. The unlawful manufacture, distribution, dispensation, possession, sale, offer to sell, purchase, offer to purchase and/or unlawful use of controlled substances or alcohol on campus (or as any part of university-related activities) is prohibited. Controlled substances include (but are not limited to): marijuana, heroin, cocaine, LSD and amphetamines. Employees must remain free from the influence of controlled substances or alcohol while on duty.


As a condition of employment, all 糖心Vlog (CSU) employees (faculty, staff and student employees) must comply with the CSU Drug-Free Workplace Policy available for review at . 

 

Dangers of Substance Abuse in the Workplace

All drugs, including controlled and legal substances, are toxic or poisonous when abused. Using drugs impairs decision-making abilities and physically impairs people. This is a deadly concoction when on the job.  Drug abuse can cause problems at work including:

  • After-effects of substance use (withdrawal) affecting job performance
  • Preoccupation with obtaining and using substances while at work, interfering with attention and concentration
  • Illegal activities at work, including selling illegal drugs to other employees
  • Psychological or stress-related effects due to drug use by a family member, friend or co-worker that affects another person's job performance

 

Health risks of drug abuse include (but are not limited to): sleep disorders; confusion; hallucinations; paranoia; deep depression; malnutrition; liver and kidney damage; cardiac irregularities; hepatitis; and neurological damage.

 

Alcohol is a depressant.  It depresses the central nervous system and can cause serious physical damage.  Excessive drinking damages the liver, resulting in cirrhosis. Chronic alcohol abuse also causes hypertension; cardiac irregularities; ulcers; pancreatitis; kidney disease; cancer of the esophagus, liver, bladder or lungs; memory loss; tremors; malnutrition; vitamin deficiencies; and possibly sexual dysfunction. Abuse of alcohol or drugs during pregnancy increases the risk of birth defects, spontaneous abortion and still births.

 

Employee Assistance Programs

The primary focus of CSUEB's substance abuse prevention program is education and counseling.  As part of this program, the university will provide educational workshops--for faculty, staff, and students--to address the medical/health, psychological, social, and legal ramifications of illicit drug and alcohol use.  CSUEB’s Employee Assistance Program (offered through Empathia Inc. at  ) will continue to provide information, evaluation,  counseling, and referral service to employees of CSUEB seeking help with personal, emotional, substance abuse, or chemical dependency.  CSUEB recognizes drug and alcohol dependency as treatable conditions and offers employee support programs for individuals with substance dependency problems. Employees are encouraged, but not required, to seek assistance for drug and alcohol-related problems.   

Employees can contact Empathia Inc at:

(800) 367-7474, or . Contact HR for the passcode.

The website offers free assessment tests on Alcohol and Drug Screening, Drug Abuse Screening, and a General Risk Health Assessment and related articles and resources.

LifeMatters provides up to five counseling sessions for employees and/or their family members to assist with problems related to substance abuse or chemical dependency.  Services provided directly by LifeMatters are free.  If you are referred to outside resources, you will be advised about associated costs.  Your use of LifeMatters or a counselor is confidential, unless your safety or the safety of another individual may be at risk.

 

Penalties for Violating the Drug-Free Workplace Policy

Local, state and federal laws establish severe penalties for violations of drug and alcohol statutes.  These sanctions, upon conviction, may range from a fine to life imprisonment.  With possession or distribution of illegal drugs, these sanctions could include the seizure and summary forfeiture of property, including vehicles.  Any person found in a public place to be under the influence of intoxicating liquor or drugs and unable to care for his/her/their own safety--or interfering with a public way--can be charged with disorderly conduct, a misdemeanor offense.


CSU employees who violate the Drug-Free Workplace Policy will be subject to disciplinary action up to and including discharge for cause.  For those employees covered by a collective bargaining agreement, the agreement shall control.

 

Employees who are directly engaged in performing a contract or grant awarded by any federal or state agency, must notify the Associate Vice President, Human Resources and Payroll Services within five (5) days of any criminal drug conviction related to a violation that occurred while they were performing work-related duties.

  • FERPA
    • Family Educational Rights & Privacy Act (FERPA)
    • Student Review of Educational Records
    • Providing Consent for Disclosure of Student Records
    • Reviewing, Changing & Amending Student Records
    • Directory Information

Annual Asbestos Notification

Notice to All Cal State 糖心Vlogy Employees

Each year, Cal State 糖心Vlogy employees are notified of the presence of asbestos-containing materials (ACM) in campus buildings, pursuant to the requirements of the California Health and Safety Code, Section 25915. The University continues to survey locations for the presence of asbestos-containing material as the need arises. Asbestos fibers are commonly found in thermal system insulation; fireproofing and fire doors; roofing materials; floor tiles; laboratory benchtops; spray-on acoustic; drywall taping compound; insulation; mastics; and various other materials.

In addition, the Environmental Protection Agency has established a designation for presumed asbestos-containing materials (PACM). All floor tile, mastic, thermal system insulation, and surfacing materials - in buildings constructed prior to 1981 - are presumed to contain asbestos unless sampling and analysis demonstrate otherwise.

Asbestos fibers are only a health hazard if they become airborne in sufficient numbers. Since asbestos is only a hazard if airborne, it is important for employees to follow proper work practices to minimize the potential for disturbing any PACM and potentially releasing asbestos fibers into the air. In particular, avoid disturbing asbestos materials in walls, ceilings, pipes, or equipment. Do not break, drill, cut, or remove anything that may be considered PACM. If you have any questions about identifying material as PACM, contact the Office of Environmental Health & Safety (EHS) before you disturb the material(s).

If you observe any asbestos materials that have been damaged, report the condition immediately to your supervisor or EHS (Ext. 5-4138). Do not disturb damaged asbestos debris or materials. Only persons who have been trained and certified are authorized to perform work that may disturb asbestos fibers.

Asbestos survey data, showing specific locations known to contain asbestos, may be found at this link on the CSUEB EHS website: .

If you have any questions regarding asbestos on campus, please contact EHS.

Annual Security Report and Annual Fire Safety Report

Pursuant to the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act, the Annual Security Report (ASR) is available for viewing at /upd/files/docs/csueb-annual-security-report.pdf. The ASR contains the current security and safety-related policy statements, emergency preparedness and evacuation information, crime prevention and sexual assault prevention information, and drug and alcohol prevention programming. The ASR also contains statistics of Clery Act crimes for all of the CSU 糖心Vlogy Campuses for the previous three years. A paper copy of the ASR is available upon request by contacting clery@csueastbay.edu or in person at the University Police Department located at LI1063 at 25800 Carlos Bee Blvd., Hayward 94542.

Pursuant to the Higher Education Opportunity Act, the Annual Fire Safety Report (AFSR) is available for viewing at /upd/files/docs/csueb-annual-fire-report.pdf. The purpose of this report is to disclose statistics for fires that occurred within Cal State 糖心Vlogy's Hayward Campus housing facilities for the previous three years, and to distribute fire safety policies and procedures intended to promote safety on campus. A paper copy of the AFSR is available upon request by contacting University Housing located at 1901 Harder Road, Hayward, CA 94542.

 We hope you find this information useful. Please feel free to contact us at clery@csueastbay.edu with any questions about the information contained in the reports.

Whistleblower Announcement

As a government employee, it is your responsibility to report improper governmental activity. Doing so can help protect scarce state resources.

There are three ways to report fraud, waste and abuse to the State Auditor’s Office:

  • Call the Whistleblower hotline at 800-952-5665
  • Submit a complaint online:
  • Mail information to:

Investigations

California State Auditor

P.O. Box 1019

Sacramento, CA 95812

The State Whistleblower Protection Act allows employees to confidentially report improper governmental activity and entities reporting employees to protection from interference and retaliation by their employers. Details on the State Whistleblower Program are provided in the .

Cal State 糖心Vlogy’s Whistleblower Resources

To report improper governmental activities and claims of interference and retaliation at Cal State 糖心Vlogy, please call 510-885-2841, or by email at whistleblower@csueastbay.edu. In addition, information is available on the campus’ Whistleblower Website.